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Issues, Challenges in E-Banking: Case Study
Department of Information Technology Manipal Institute of Technology Bengaluru MAHE, India.
Mälardalen University, School of Innovation, Design and Engineering, Innovation and Product Realisation.ORCID iD: 0000-0002-2833-7196
Center for Artificial Intelligence, Prince Mohammad Bin Fahd University, Saudi Arabia.
School of Computer Science, Taylor’s University Subang Jaya, Malaysia.
2025 (English)In: Cyber Security in Business Analytics, Informa UK Limited , 2025, p. 100-113Chapter in book (Other academic)
Abstract [en]

E-banking, or electronic banking, has revolutionized the financial sector by offering convenient, efficient, and accessible banking services to customers around the globe. However, as e-banking systems have expanded, they have also become increasingly complex, giving rise to a range of issues and challenges that affect both consumers and financial institutions. This case study explores the critical issues and challenges inherent in e-banking, including cybersecurity threats, technological limitations, regulatory compliance, user adoption barriers, and data privacy concerns. The study highlights how these challenges impact customer trust, operational efficiency, and the overall growth of the banking sector. It also examines real-world examples from financial institutions to illustrate the vulnerabilities and responses to these challenges. © 2026 selection and editorial matter, Gururaj H L, B Ramesh, Chandrika J and Hong Lin; individual chapters, the contributors.

Place, publisher, year, edition, pages
Informa UK Limited , 2025. p. 100-113
Keywords [en]
Banking, Cybersecurity, Data privacy, Banking services, Banking systems, Case-studies, Critical challenges, Critical issues, E-banking, Electronic banking, Financial institution, Financial sectors, Issues and challenges, Regulatory compliance
National Category
Information Systems
Identifiers
URN: urn:nbn:se:mdh:diva-74804DOI: 10.1201/9781003540045-7Scopus ID: 2-s2.0-105022953542ISBN: 9781032859415 (print)ISBN: 9781040417294 (print)OAI: oai:DiVA.org:mdh-74804DiVA, id: diva2:2018554
Note

Book chapter; Export Date: 03 December 2025; Cited By: 0

Available from: 2025-12-03 Created: 2025-12-03 Last updated: 2025-12-03Bibliographically approved

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Flammini, Francesco

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