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Banksektorns vägar till hållbar utveckling: Institutionalisering av CSR och miljö
Mälardalen University, School of Sustainable Development of Society and Technology.
Mälardalen University, School of Sustainable Development of Society and Technology.
2008 (Swedish)Student thesis
Abstract [sv]

I banksektorn är ekonomiska frågor betydligt mer institutionaliserade än miljöfrågor som bara varit aktuella i tiotalet år. Det leder till en viss osäkerhet att hantera miljöfrågor. Banksektorn försöker via legitimitetssökande standarder, ofta med start i bankkontorens direkta miljöpåverkan, att hantera miljöfrågorna. Bankers överlägset största miljöpåverkan ligger dock i den indirekta miljöpåverkan via kreditgivning och investeringar till kunder. Banker kan inte ta hela ansvaret utan det måste delas med kunderna som måste ställa krav på bankerna att erbjuda miljöansvarstagande tjänster. Bankernas ansvar ligger i att erbjuda miljöansvarstagande tjänster och aktivt presentera och förklara dem för kunderna. Enligt omvärldsanalysen har Marginalen goda förutsättningar för att initiera ett aktivt miljöarbete. Det är stor vikt att Marginalen inte bara hanterar den direkta miljöpåverkan utan även den mer miljöbelastande indirekta påverkan.

Abstract [en]

The world´s economic development during the past 100 years has led to improvements for millions of people. But it has also led to enormous environmental problems like global warming, species extinction and loss of biodiversity. Every human being and every sector in society are responsible to solve these grave environmental problems. One of those sectors is the banking sector. At first glance, the banking sector may look like an environmentally clean sector, especially when you compare the banking sector´s direct environmental impact with for example manufacturing industries. But when you look at the banking sector´s indirect environmental impact through loans and investments, you can envision the sectors potential to steer the society towards a sustainable development.

This thesis has shown this a complex matter though, since banks and their customers share responsibility to elevate environmental issues. Customers need to understand that banks indirect environmental impact is big and then put pressure on banks to provide environmental responsible services and products. Banks, on the other hand, offer quite complex services and products which mean that banks have a responsibility to explain services and products different environmental effects. Banks have handled environmental risks for a long time in credit grants, but banks are now starting to feel that customers demand for environmental products and services is on a rise. The thesis has also found out that different types of environmental standards are very important for a credible environmental work in the banking sector.

Place, publisher, year, edition, pages
Akademin för hållbar samhälls- och teknikutveckling , 2008. , p. 60
Keywords [sv]
hållbar utveckling, CSR, CR, SR, etik, ansvar, miljö, bank, finansiella institut, kreditmarknadsbolag,
National Category
Business Administration
Identifiers
URN: urn:nbn:se:mdh:diva-800OAI: oai:DiVA.org:mdh-800DiVA, id: diva2:121436
Uppsok
samhälle/juridik
Available from: 2008-06-24 Created: 2008-06-24

Open Access in DiVA

fulltext(470 kB)662 downloads
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c90174bfda06b0af080038300034713bc65bd887a4a194ac0c1ed04cdcd7b97ad774ebc3
Type fulltextMimetype application/pdf

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CiteExportLink to record
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